Custody
Cash in, cash out, settled through licensed banks.
Money sits in a licensed bank. The ledger says who owns what.
- Held at the bankNot in an app wallet.
- Double-entry ledgerEvery cent recorded twice.
- Verified membersIdentity checked before a circle runs.
- Markets live
- 8
- Countries mapped
- 13
- Rounds automated
- 100%
- Cash held in-app
- None
Create the circle
Contribute on time
Receive your turn
Built like a bank
Safety you can check, not just trust.
Money sits in a bank
Every cent recorded twice
Members are verified
One fee, shown upfront
In the app
Your circle, in your pocket.
Wallet & balances
Updated the moment money moves.
Group cockpit
Members, rotation and rounds in one view.
Smart reminders
Nudges before a turn is due.
Statements
Every contribution and payout, on record.
Save with people you trust
Join with a code, pay your turn from the app, collect when the circle reaches you.
Minutes a week
Set the amount and rhythm once. Invites, reminders and rotation run themselves.
Every cent accounted for
Verifications, group health, payouts and the double-entry ledger in one console.
“We all see the same numbers now.”
“Payout day happens on its own.”
“It reads like a bank record.”
“No more arguing over who paid.”
“My turn came exactly when it should.”
“Reminders keep the circle honest.”
One circle. One record. Everyone paid.
Members share the fee
Split across the circle
Recipient covers the fee
Deducted at payout
Mobile
Get OneSusu on your phone.
Supported countries
8 markets live, more on the way.
LiberiaLRD
GhanaGHS
NigeriaNGN
KenyaKES
Sierra LeoneSLE
The GambiaGMD
SenegalXOF
Côte d'IvoireXOF
CameroonSoon
UgandaSoon
TanzaniaSoon
RwandaSoon
South AfricaSoon